Credit Risk Analyst – Cardiff

Location:                                  Cardiff

What we’re looking for:


This is a fantastic career development opportunity within Financial Services,  working in partnership with the business, and especially the operational collections and arrears functions to provide value-add analysis and strategic direction to improve collections performance through the development, roll out and evaluation of collections strategies suggesting improvements and bringing best practice to the business.


You will be involved with simulating and challenging credit policy development; providing insightful and forward-looking credit risk analysis; providing accurate and timely information to the group external parties, including regulators, ratings agencies and investors.


The successful candidate will assist in the development and maintenance of the Credit Risk Rating Systems for the Mortgage Portfolio. The role-holder will also support the co-ordination & delivery of the Credit Risk suite of monthly Management Reports. These involve analysing and understanding data and trends, and constructing modelling solutions to improve the accuracy and reliability of capital estimates.


The successful candidate will also provide insight and support to Group Retail credit risk in the build, validation and provision of corporate insight into IRB, forecasting and stress testing and IFRS 9 modelling.