Credit Risk Manager, Remote

We’re on the lookout for a Credit Risk Manager to join our growing organisation. This role will be paramount in the delivery of credit risk and data projects. You’ll be joining a fast-paced start-up environment where we take a hands-on approach.

The Role

  • Take ownership and delivery of a range of credit risk and data projects, including analytics, reporting, portfolio management, automating processes, testing and more
  • Analysis of marketing, application and portfolio data as well as identifying trends and developing an in-depth understanding of our customers to improve strategies and business performance
  • Monitor strategy and portfolio performance
  • Work closely with our 3rd party servicer, investment manager and 

funders to deliver and monitor portfolio data

  • Monitor origination pipeline against origination targets, concentration limits and financing arrangements
  • Develop statistical models to forecast credit performance and 

losses

  • Optimise use of external data sources (like credit reference agencies) to enable better decision making
  • Adopt a continuous improvement mind-set, constantly identifying opportunities to enhance processes, procedures, tools, technologies, etc
  • You’ll take ownership of the regulatory compliant affordability models, leading on all aspects of affordability, as well as prepare reports and presentations for senior management and credit committees

Requirements

  • 2 – 4 years of experience in a data and analytics driven credit risk role within the Financial Services industry (mortgage credit risk is a massive plus)
  • Have strong analytical skills with the ability to collect, organise, analyse, and disseminate significant amounts of information with attention to detail and accuracy
  • Experience and familiarity with SQL, Python or similar programming language
  • Have a technical background
  • Adopt a continuous improvement mind-set, constantly identifying opportunities to enhance processes, procedures, tools, technologies, etc.
  • A strong academic background in quantitative discipline


Benefits

  • Attractive salary
  • Friendly and informal start-up environment. An ability to accommodate

inclusive working practices (we’re currently all remote at the moment)

  • Work closely with the executive team and founders
  • Other benefits (pension, team lunches, regular events, training budget)