Our Client is a recently established Credit Card issuer and part of a global FTSE 200 Financial services Group. Following confirmation of this young business's viability, sign-off of the long term business plan has been given and now a number of individuals are sought to deliver a comprehensive Value Management-based approach to analytics and the business.

Reporting into the Credit Manager you will:

• Increase the profitability and performance of the credit portfolio, by developing and applying predictive models and customer management strategies
• Increase the effectiveness of the collections process by developing collections scorecards and supporting strategy analysis
• Design and apply monitoring processes to ensure models and strategies are performing and are continuously improved
• Analyse and document underwriting policy and procedures for customer management and collections decisioning
• Develop and populate monitoring and MI programs for the derivation and reporting of key statistics such as roll rates, and identification of trends, providing the basis for risk/reward optimisation and effective bad debt provisioning

You can ideally offer:

• At least two years experience of management information analysis, including hands-on knowledge of SAS, SQL or equivalent analytic packages, ideally in a retail credit risk context
• Strong mathematical skills, with a logical and high level analytic approach to problem-solving, including ability to investigate data, find trends, build predictive models and provide recommendations that improve the profitability of the business.
• Detailed understanding of the modelling process together with a proactive approach to its application within the business to enhance customer value
• Experience in modelling and analysis using statistical techniques such as regression or multivariate analysis
• Programming, database extraction and reporting skills
• Proficiency in Microsoft Office, including in particular Excel and Powerpoint

To apply for this role click here to email us or call 020 7274 7998